[NJ & PA only] unity Bank checking bonus of $200

05/21/18 update: this bonus is back and is valid till 31 Jul 2018. Hat tip to reader YU

Offer at first glance

  • The maximum bonus amount: $200
  • Availability: the account must be opened in branch. All branches in NJ and PA. [Affiliates]
  • Direct Deposit required: Yes, $250+
  • Additional requirements: no
  • Hard/soft pull: soft
  • ChexSystems: Unknown
  • Credit card funding: no one in the thread
  • Monthly charges: no
  • Early account fee for the contract cancellation: 90 days, bonus penalty + $30 fee
  • Household constraints: not specified
  • Expiration date: December 31, 2017 July 31, 2018

The contents

  • 1 Offer
  • 2 The Fine Print
  • 3 Avoiding Fees
  • 4 Our Verdict


Direct link to offer

  • Open a new Bank of true unity and prosperity checking account and get a bonus of $200 when you complete the following requirements:
    • Receiving a direct Deposit of $250 within 30 days of account opening


The Fine Print

  • Offer is applicable for new funds only, funds not held at unity Bank in the past 90 days.
  • The offer is valid 3/12/18 – 7/31/18.
  • Cannot be combined with any other offer.
  • Checking account must remain open, active and in good standing within 180 days of account opening.
  • Limit one bonus per customer.
  • The bonus will be automatically credited to your account within 10 days after the 180 day qualifying period.
  • A recurring direct Deposit of $250 must be made within 60 days of account opening to receive offer.
  • Direct Deposit must be an electronic Deposit of your paycheck, pension or government benefits (such as social security) from employers or the government.
  • May be IRS reporting.
  • All Bank account bonuses are treated as income/interest and as such you must pay taxes on them

To Avoid Fees

The true current account has no monthly fee to worry about. There are early termination of an account, but you need to keep the account open for at least 90 days, otherwise the bonus will be lost, they also charge an additional $30 fee.

Our Verdict

They also have a business of $150 checking bonus that you could do at the same time. It looks like a pretty easy bonus to complete and no monthly fees to worry about. It is also one of the biggest bonuses, because all that it will be added to our list of the best Bank bonuses account.

Many thanks to reader Josh who let us know. Learn how to find bonuses and participate in the work of the site here.

Useful posts relating to Bank bonuses:

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  • Bank accounts quick reference chart (table) (very useful to sort the bonuses by various parameters)
  • PSA: do not call the Bank
  • Introduction To ChexSystems
  • Banks And Credit Unions That Are Sensitive ChexSystems Inquiry
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  • How To Use Our Direct Deposit Page For Bank Bonuses
  • The Total Bank Bonus Misconceptions + Why You Should Give Them A Go
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  • Affiliate links and bonuses – we won’t use them
  • The Full List Of Closing Bank Accounts In Each Bank
  • Banks that allow/not allow checking of application status

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